If you already have retained a Marietta or Gwinnett personal injury lawyer, your lawyer will go over your medical bills and your payment options with you. Generally, medical bills following a collision can be paid in any of the following ways:
- Health insurance through your employer.
- Individual health insurance that you pay for.
- Health insurance through your spouse’s employer.
- Health insurance through your parents, if you are under age 26.
- Medical payments insurance coverage through your auto policy if you were driving your car at the time of the incident. This is commonly known as “medpay.” Medpay car insurance coverage is insurance that covers the medical costs that incur as a result of your auto accident. (At Braun & Ree, this is our preferred method of getting your medical bills paid, if it is available.)
- Medical payments insurance coverage through the driver’s auto policy if you were a passenger in the policyholder’s car.
- Your own personal funds if you were not insured at the time of the incident.
- Workers’ compensation insurance if your injury occurred while you were working within the scope of your employment and the injury occurred as a result of your work.
- The liability insurance coverage for the persons or entities that caused your injuries. Medical payments through this type of insurance are usually paid at the time of settlement, rather than the time you incur the bills.
- An attorney lien, if that option is offered by the medical provider.
- Other possible sources.
Depending on the facts of your case, your medical bills may be covered by one or more of the sources listed above. If no insurance coverage is available, you and your Marietta or Gwinnett personal injury lawyer should save your bills and keep good records, so that your bills can be paid at a later date when and if your case settles. If your case does settle, your Marietta injury lawyer is obligated by law to pay any outstanding medical balances out of the settlement received. Moreover, if you have health insurance and your insurance has paid for treatment related to the accident, your insurance company may have a right to reimbursement from the proceeds of your settlement. This right to reimbursement will depend on whether the insurance company is or is not self-funded.
As you can see from this brief overview, there is no single means of getting your medical bills paid. Sorting through all these options can be an overwhelming and confusing task. If you are not currently represented by an attorney, the experienced Gwinnett and Marietta personal injury lawyers at Braun & Ree, LLP, can help. Please use the Free Case Evaluation form on this page to tell us about your situation, or call or email us directly.